@Rechelle2020 @MikeDemler @ReneeM7122 I read through all your posts last night and have only one thought after @Rechelle2020's final post in which she questions TT/Intuit's most recent attempt to "fix" this problem: I'm glad I forked over the $45 for Audit Defense when I submitted my fed/state returns last Sunday night! I just threw caution to the wind, changed numbers in both fed & state worksheets to reflect the AVERAGE BALANCE of my original loan and the second of two 2020 refinances (ignoring three additional servicing transfers!) -- and called it good. Both files were accepted within a matter of hours, but I have no doubt the IRS and FTB will be looking at them with a great deal of skepticism. As they should. But I'll let Audit Defense work for their money to figure this mess out! I'm glad I'm finally in a very low-rate loan now because I am NEVER refinancing again -- what a nightmare. Good luck to us all! 🙄
