I have the same case, follow @Kkulkev21 instruction, it works, I would recommend everybody who received 3 1098 forms to have a try! In this way, you have all the information for 1098, and correct results; the only thing I would like to say, Turbo tax is not doing well regarding this issue, this has been discussed a couple of years ago, but it is still not solved; the only reason is they don't want to spend time on this particular issue since only families who refinanced have this issue; Thanks to @Kkulkev21
