To clarify, the type of short-term care policy I am referring to (and possibly the original poster, but I am not sure) is identical in nature to a long-term care policy. The only main difference is that the insurance benefit (usually a cash indemnity) is for a shorter period of time (and short-term care policies are not regulated in the same way as long-term care policies). Both policies require impairments to at least one activity of daily living (ADL), and/or a chronic medical condition, a disability or a disorder, and they will pay for/reimburse costs for home health care, aides, assisted living, etc.
There are health insurance policies that can be short term in nature, like a few months when between employers or some time on a COBRA policy, but that is different from the short-term policy I am describing.
Given the above, does that change your opinion on the deductibility of short-term care insurance premiums?
