If you are no longer employed with the company with the 401(k), you can no longer contribute to the 401(k) as this can only be done by salary deferrals.
You are considered as covered by a retirement at work in 2020. Depending on your Modified Adjusted Gross Income (MAGI) and your filing status, you may be eligible to contribute to a Traditional IRA.
Please read this IRS document to determine your eligibility to an IRA contributuion.
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