If you are not claiming them on your tax return, you do not have to include their income, but you will have to allocate the 1095-A amounts. Your stepsons will also have to report the 1095-A information on their return. The steps below are from the link I provided but they apply to the stepsons. I edited the part you need to complete your return, and you will have to decide on the allocation and give them a copy of the 1095-A.
You'll be asked to enter percentages for Your Premium, Second lowest cost silver plan (SLCSP) and advanced payment.
You should see amounts on your 1095-A, column A, B, and C. You and your stepsons should agree on what percentage of those amounts you’ll claim on your return, and what percentage they’ll claim on theirs. You can use anything from 0-100%, as long it all adds up to 100%.
Example: Nate is working and not on his parents' tax return. He is on their Marketplace health plan and listed on their 1095-A. He didn't receive a 1095-A in his name.
He and his parents have to figure out how much of column A (monthly enrollment premiums), column B (monthly SLCSP), and column C (advanced payments) on their 1095-A will go on their return and Nate's return. They decided that Nate will enter 10% of those amounts on his return and his parents will enter 90% on their return. They could have decided to have 100% on the parents' return and 0% on Nate's return.
See I'm on my parents' health plan but not on their tax return, I didn't get a 1095-A and there are amou...
@StJ-StM-317
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