I am 52 and I contributed $6,528.75 in 2016 and my employer gave me $1,000 since I have the High deductible insurance. Questions:
1. do I report the $1,000 as an additional income somewhere?
2. I had a total of $10K in medical expenses in 2016, which I paid all of it out of my own pocket. I didn't use my HSA account to pay for these because I wanted to save it for my retirement. Can I include these expenses in my schedule A? or is that considered double dipping?
3. I just found out recently that I am getting laid off on April 1st. HR told me that come May 1st, I will be responsible paying for the monthly HSA account fees. Since I don't want to pay these fees, HR suggested to reimburse myself for all of the qualified expenses I paid in 2016. I also scheduled my cataract surgery late April so I don't have to use any sick time or vacation time. currently, I have about $9K in my HSA account. Can I go ahead and reimburse myself for the $9K and use that money to pay for my cataract surgery? or do I wait until I have my cataract surgery and reimburse myself? I just don't know if there will be tax complications if I choose the first one. The estimated out of pocket for the surgery is $13K. I am having the HD lenses which the insurance is not covering. Thank you
