Eligibility for Retirement Savings Contribution Credit

Why would I not be eligible for Retirement Savings Contribution Credit?

- Married, filing jointly

- Not a student

- Made $7k into each of our Roth IRAs

- Added 1,965.71 to 457b plan with current employer

- We qualify based on the AGI limits for full amount

 

We did have pension income of 24,344. Do pensions count against the retirement savings contributions?

 

Is there any way to qualify for this credit?