After several weeks of heavy rain in December 2015, ground water entered and flooded our lower living area in a matter of minutes. We were able to remove all personal items and furniture immediately. Our losses included the laminate flooring in the bathroom and carpeting in the living area as well as replacing 10 walls due to mold damage (about $20,000). We also installed a sump pump/drainage system for $4,500. All repairs were done in 2016. Insurance did not cover anything since the flood was due to ground water. Can we claim any of the losses? If so, how and where?
