DawnC
Expert Alumni

Deductions & credits

Yes, you should use the Adjusted Gross Income amount on your tax return which will not include your stepsons' incomes.  You got a reduction in premium cost but some of that discount was due to your household size.  I don't know anything about what you were told other than it does not sound right that you were told to use non-dependents when you applied.   

 

However, you can click on the option that says I shared this policy with another taxpayer not on my taxes.  You can allocate the premium tax credits between their tax returns and your tax return.   You can divide the amounts up however you all decide, but the amounts you report and the amount they report need to total to 100% of the 1095-A form.  

 

Please see this link which details some different scenarios for reporting a 1095-A policy that you share with people that are not on your tax return.   For detailed instructions, please take a look at "Table 3. Shared Policy Allocation - Line 9" on page 10 of Instructions for Form 8962 Premium Tax Credit (PTC).  Form 8962 is used to reconcile the premium tax credits reported on the 1095-A.    

 

 

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