Okay, I think I am hit by the bug regarding mortgage balance double-counting, which is lowering my mortgage interest deduction enough to put me in the standardized deduction category:
https://ttlc.intuit.com/community/tax-credits-deductions/discussion/how-do-i-enter-1098s-for-the-ori...
I refinanced in 2020, then the loan was transferred a few days later. So I had 3 entries in the mortgage interest worksheet. But when I delete 2 of them and just enter my total mortgage interest and property tax for the year in a single entry for just the one bank, TurboTax now picks itemized deductions and my numbers seem to be correct.
I'll wait for the bug fix for this, obviously I want to have the actual information from my 1098 forms.
