I hesitate to make another suggestion, although it has worked for me. If your entry will not accept a $0 to allow the mortgage interest deduction, you should try putting $1 in the loan balance that has been paid off with the refinanced loan.
Key Point:
Be sure you meet the necessary criteria for the full deduction. A mortgage debt that is below $750,000, (or $1M for grandfathered debt incurred on or before December 15, 2017) this means all of the mortgage interest would be allowed to be used on your itemized deductions as long as there was no cash taken out that was not used on the home (all borrowed funds were used to buy, build or improve the home).
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