I am completing the HSA section of the interview and after the HSA summary, I am asked, what type of HDHP plan did my spouse have in Dec of the 2019, the responses are Family, Self Only, or None, the qualifier after the question seems to be if she had HDHP coverage, but failed to be an eligible individual for other reasons select "none" .. When reviewing the help for "eligible individual", it says not enrolled in Medicare, everyone our age needs to be enrolled in Medicare, but we are not subscribed to any "parts" of it, and are not paying any medicare plan fees at this time, our sole coverage is my health plan though my work.
So my answer to this is Family coverage, and has been since I'v been employed at my current company. However, i want to be sure this is the correct response to this question or what impact if any there is if its the wrong answer?
Also.... If I say "Family", it asks confusingly if the HDHP coverage lapsed in 2020 due to disability.. and the totally confusing responses are... Yes, the coverage ended due to disability, or No, the coverage ended for other reasons.. the coverage has NOT ended.. Which seems to imply that my previous response was "wrong" ???
Now this is my HSA, not my spouse's for our medical expenses. So what are the correct responses for my seemingly simple situation made overly complicated in a tax form.
Thanks
Norm
