To be clear I refinanced twice in 2020, so that is three 1098's from three different lenders. And why would I average? At no point during 2020 did I have two mortgages at the same time on a single property. My understanding is that there may be an issue with the amounts that were refinanced(slightly higher amounts), but that would be a small difference. It seems the logic in TurboTax does not take into account these attempts. Or if it is it would be great if you could expose the calculations on a worksheet we could view, I have no idea what math it is applying.
I also echo the audit possibility if we don't match our 1098's. Someone on a forum told us to do it may not carry any weight down the line with the IRS.
