"TT figures my max contribution " The screens in the HSA interview that claim to show your mx contribution limit has a problem when you have Family coverage under your HDHP plan.
It calculates your max ignoring the spouse.
If you have Family overage on your HDHP plan, then you and your spouse share the $7,100 annual HSA contribution limit. So when TurboTax calculates the limit for one of you, it should not allow the other spouse to use the same monthly limit.
In any case, don't depend on those max numbers if you have Family coverage.
What you need to do (if you will) is to do the following:
1. Tell us how many HSAs you have and who owns them (each spouse can have an HSA, there is no such thing as a joint HSA).
2. What kind of HDHP coverage you have: Self-Only for one of you, Family, or did each of you have Self-Only from two different HDHP policies.
3. How much did each of you actually contribute and to which HSA.
4. The ages of both you and your spouse (based on your numbers, I am guessing that at least one of you is 55 or older).
Add to your reply @ plus BillM223 (no space between them), so that I will see that you responded.
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