bq5
Level 2

1098 Mortgage Interest ReFi With Cash Out

My 2020 1098 is based on a refi loan from sept/2019 where all the cash out was not used for the home.  How long is the interest not deductible?  For each tax year moving forward?  For tax year 2019 I did not consider any mortgage interest for deduction.  This now must be the same for 2020 and for the life of this existing refi based loan?  Thanks.