I mistakenly contributed after-tax money to a traditional IRA in 2020. What now?

I contributed after-tax $7000 in November 2020 to a traditional IRA thinking that it would help reduce my taxable income when I filed my 2020 taxes.  After typing everything in Turbo Tax, w-2s, etc, I got a message that said, "...Modified Adjusted Gross Income (MAGI) is $141,000, which puts (name) over the limit for IRA deductions.  To deduct a contribution, you can't have a MAGI of over $124,000 while being covered by a retirement plan at work."

 

1)  Since I contributed after-tax dollars to the traditional IRA, can I just close the IRA (my first and only traditional IRA), get my $7000 back without penalty?   

 

2)  Or, if there will be a penalty (I'm age 50) for taking an entire distribution on the full $7000 I contributed (again with after tax dollars), then should I just recharacterize the traditional IRA as a Roth IRA?   And will I be penalized for that too?   

 

Thanks