No, I haven't gone to the website; I was going to call them tomorrow.
Last year, I had to add up all of our medical expenses and charitable deductions anyway, because they came so close to the doubled standard deduction. At this moment, our health insurance premiums alone for 2020 were almost $12,900. Our long-term health care premiums were $2700, so between the two, we're not talking chicken feed. (And, big shock, they're both higher this year.) Didn't bother adding up medical miles this year, as we didn't have nearly as many as usual, and I didn't look too hard for other things that weren't covered by the HSA...yet.
I don't recall seeing anything under medical deductions about entering the HSA distributions, and I didn't, because I knew they weren't deductible. But now you're telling me that if I didn't enter them for 2019 under that, they may have based my "over 7.5% of my AGI" (or 10%, whichever it was that year) on my total medical expenses MINUS the HSA distributions? That's a heckuva difference.
$2700 in property taxes and what will come out to $3-4K in charitable contributions would be added to itemizing as well. I didn't think we would be as close to the standard deductions this year, so I have so far only filled in cash donations, not in-kind, which will be at least several hundred dollars. I think we may still not hit it this year, but how would I figure out if last year's was correct? (I won't see a reply to this until tomorrow. Thanks.)
