Deductions & credits

I refinanced 2 mortgages (my home and my 2nd home both no cash out).  TT is limiting the amount of interest which is preventing me from itemizing and forcing me into the standard deduction.  My total mortgage debt was under $575.000 before and after the refis and I took no cash out.  I have wasted several hours trying to see if I was filling the forms out incorrectly.  The worksheets ask questions that are not addressed Easy Steps.  Maybe they don't have to be answered in all cases but it is hard to do your taxes if TT can't even do your itemized deductions!!