I fixed this by opting out of "Standard Deduction" in Federal, then inserting medicare and other healthcare premiums in Medical worksheet or Schedule A. Information: for my initial data entry in Federal, I skipped all entries in "Deductions" sections because I knew I did not have more than the Std Deduction, but I DID enter all data for two 1099Rs that I had, including box 5-healthcare premium. My Fed return was in Std Deduction mode (with no deduction entries) when I went to state (Ohio.) In Ohio, I noticed wrong entry for healthcare premiums; short by the amount of box 5 of my number two form 1099R. Also realized that there were no Medicare premiums in the state, so I went back to Federal to add that and find the missing 1099R box 5 premium. I DID ENTER the box 5 amount for 1099R number two, but it did not show in the federal medical worksheet. Adding the medicare premium AND the missing 1099R number two box 5 premium increased my state (Ohio) refund. LESSON: Even if using "Standard Deduction", enter medical insurance premiums in federal so the data is available to the state return.
Because Federal was now in "itemized deduction" mode, my Fed refund changed downward compared to "Std Deduction" mode. Reason: my actual itemized deduction total was much less than Std Ded. My purpose for getting the medical deduction numbers in Fed forms is so medical deduction numbers will pass through into my state form. That accomplished, I went back to Federal to specify "Standard Deduction", which brought my Fed refund back to what it was before. Note that federal Schedule A disappeared from my Print List after switching back to "Standard Deduction", but the numbers entered must have passed to the state return because my refund increased for state with no other changes to state. This STILL DOESN'T EXPLAIN why healthcare premiums from 1099R box 5 of my second 1099R (wife's) did not show up in med worksheet or anywhere I could find in federal.
