Cynthiad66
Expert Alumni

Deductions & credits

Please enter the correct origiination date.

 

The mortgage origination date is the date the mortgage originated with the original lender. The mortgage acquisition date is the date that the reporting lender shown on the Form 1098 acquired the mortgage.

 

The mortgage acquisition date would apply if the mortgage was sold to another lender who was not the original lender of the mortgage.  

 

The IRS doesn't view the money you take from a cash-out refinance as income – instead, it's considered an additional loan. You don't need to include the cash from your refinance as income when you file your taxes

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"