SAG-AFTRA is my union. It's the union that represents actors in film and television. When actors are hired for union jobs, the production company is considered the employer for the purpose of each particular job. We're paid W-2 wages, and taxes are deducted from our checks. (Although I don't believe that anything is deducted from our wages that goes directly toward the health plan.)
The production makes contributions to the union's health plan. If an actor earns enough overall wages during a given year to qualify for participation in the union's health plan, then they can join the plan for that year, and must pay premiums. The union is not our employer, though. We have one or several employers, all of which are the production companies we work for. The health plan is administered by the union.
This is where my confusion lies. For tax purposes, I can't tell if this qualifies as an "employer health plan" or not.
