Doesn't quite make sense. If what you say is true, then that explains my problem, because my employer did not deduct my contributions from box 1. However, page 17 of 2020 General Instructions for Forms W-2 and W-3 lists items to include in box 1. Item 18 reads "employee contributions to a health savings account." So it would appear, according to this IRS document, that my contributions should be included in box 1.
