I took out a loan for my house a few years ago. I did a simple refinance of this original loan for my house in 2020, but I'm finding myself confused by how to answer some of the questions. I've dug through various posts in these forums but they give conflicting answers.
There are two questions throwing me off:
1. Was this loan paid off or refinanced with a different lender in 2020?
2. Is this loan a home equity line of credit or a loan you've ever refinanced?
I don't really understand why the 2nd question would be asked if I answered "Yes" to the first question.
How should I answer these questions for each of the 1098s?
