I just found a letter in the back of the envelope that contained the 1098. I apologize
It says the following:
A credit in the amount of $23.28 was applied to your account to reimburse you for the overpaid interest.
a portion of this refund in the amount of .86 is interest paid as a benefit to you. This refund may be reported on an IRS 1099-INT Form in January 2021 for Tax Year 2020.
Additionally, $22.42 of this refund may be reported in Box 4 of your 1098 Form in January 2021 for Tax Year 2020
