Deductions & credits

Hi JohnB5677,

 

Thanks for responding.  Please see below what my 1098 says exactly and then confirm for me if your answer remains the same.

 

2020 - 1098      Mortgage Interest Statement for our HELOC

 

Box 4    Refund of overpaid Interest      $22.42

Box 7  Address of Property securing mortgage is the same as Payer's/Borrower's Address...Yes

 

Total Box 1 Interest      .00

 

I was just told by another expert that I had to file this under Misc Income..so confused!