Cynthiad66
Expert Alumni

Deductions & credits

TurboTax will accommodate your claiming your mortgage interest expense without a 1098 tax form , but you will at least need a statement from your lender to document your mortgage interest expense in the event of an audit.

 

Use Form 1098 (Info Copy Only) to report mortgage interest of $600 or more received by you during the year in the course of your trade or business from an individual, including a sole proprietor. 

 

You can contact the company where you make payments and ask them to either provide you a Form 1098 or just give you the information you need to complete the information.  If this is a private loan you should have the name and address of the person. 

 

Ultimately, you do not need the form 1098 to enter the deduction.

 

 

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