I have an HSA, to which I was contributing for my wife and me. No employer contributions. We're both over 55. On August 1 I was eligible for Medicare, so our family limit is $4,750 (7/12 of $8,100 ($7,100 plus $1,000 of catchup)). Turbotax calculates that correctly. My wife is not on Medicare, so we started a separate HSA for her, in her name. Her contribution limit should be $2,654.17 (5/12 of ($3,550 + $1,000)), but it's calculated as $6,621. The questionnaire page asks if she was covered by an HDHP plan for the year, and the correct answer is different plan types (Family for the first 7 months and individual for the last five months). Changing the selected boxes for the type of plan doesn't affect the calculation. What needs to be entered differently to get the calculation corrected? Also, at the end of the HSA process, with the correct and not the TurboTax numbers, TurboTax calculates an Excess Contribution of $175. I have no idea where that calculation comes from.
