The W-4 only tells you employer how much to withhold. It is all reconciled on yiur tax return. If too much was withheld yiu get a larger refund, if not enough withheld you get a smaller refund or no refund at al an might owe tax.
Some people intentionally have too much withheld and use the tax system as a forced savings account which means that the government has your money interest free, while others have too little withheld and owe at the end of the year so that they have use of the governments money as an interest free loan.
It all works out on the tan return.
Single has more withheld then HOH so you would get a larger refund, but less paid to you paycheck-to-paycheck, but you get the difference when you file your tax return.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
