Deductions & credits

Wow.

She will have the family HDHP to December and after that and I will keep my family HSA plan. Unknowingly, it seems that is a benefit which allows me to make the full $8100 without pro-rating BECAUSE it is my HSA and not hers and on top she can make a $916.67 to her own HSA.

Thank you all for your time and these outstanding explanations!