My FSA did end upon leaving my previous employer (March 2020). To be clear, it ended on the last day of the month of March. I was unable to use the benefits card or place additional requests for reimbursement.
When I started my new role that same month, I was on a traditional healthcare plan (PPO). We did not have an HSA option until open enrollment (this month-October).
Based on your response, am I right to assume that I am now only eligible for two (2) months of HSA contributions?
I am rather confused as to the eligibility for the last-month rule. Under what circumstances can someone be eligible? I thought that I was elgible under the last-month rule. Maybe others are wrongly advising that the last-month rule applies to certain circumstances when it does not. I though job changers were the most likely candidates for the last-month rule.
