@Anonymous wrote:
Does this apply even when the husband is on Part A Medicare but continuing to work? It is understood that contribution to his HSA must be zero. In other words, can they both still be covered by a HDHP through his employer and she open an HSA in her name and make her "individual" contributions to it along with her makeup (being over 55) contribution?
Yes, it's still true. As long as you are covered by a qualifying HDHP and you are not covered by other insurance, you can contribute to an HSA. In this case, since it is a family HDHP, you can contribute up to the maximum for a family HSA. Even though your spouse is the named insurance holder but is disqualified for having other coverage at the same time (since his other coverage does not cover you.)
