Deductions & credits

As long as you are not covered on any other plan, then you can make tax deductible contributions to an HSA.  Note that this includes a spouse’s FSA—If your spouse has an FSA on their insurance, then because it can be used to pay for a care for their spouse which is you, it disqualifies you from making HSA contributions.  This may not currently affect you, but it is a speed bump that surprises many couples.