@Opus 17 Thank you for your continued insight. Please see my 3x-edited post to which you responded while I was, unfortunately, editing. I am using TurboTax on my local computer. There was only one version of the tax2019 file until I made a copy post-filing to research this issue. The PDFs that I referred to are the PDF generated from TurboTax immediately post-filing (that is the version that was filed, no question) and then generated after closing and reopening the file. I am due a refund and only just filed on 7/15 so no refund has been issued. There is only ONE HSA and ONE 8889. There isn't a form 5329 for excess contributions.
The HSA account is under the health insurance plan for our family and does not have either of our names on it -- it is just THE HSA account for our family's insurance.
In the return, form 8889 asks "Name(s) shown on Form 1040, 1040-SR, or 1040-NR" and only my name is listed. I don't have any control over that. Box 1 indicates that the HDPD is for the family.
The contribution on form 8889 line 2 AS FILED shows $8000. But that is what was changed to $3500 by TurboTax after I filed.
Schedule 1 line 12 AS FILED is $8000 and as changed is $3500.
