@taxpayerpa wrote:
@ChampChiran I based my comments here on the PDF as filed and on a new PDF from a copy of the tax2019 file that shows the decreased HSA contribution
You said above that you filed with $8000 on the form 8889, and it changed when you reopened your return after filing. Do you know what you really filed? Did you save the PDF when you filed, not just the PDF now?
You may want to get your transcript from the IRS to verify what you actually filed. It may take 8-12 weeks to be available online after filing your return.
https://www.irs.gov/individuals/get-transcript
The problem is, I can't really advise on next steps without knowing what you really filed. You don't want to file an amended return if the original return was correct and the file changed later. If you are due a refund, has it been paid yet? Is it the amount you expected from deducting an $8000 HSA contribution or something else?
If your form 8889 changed from an $8000 deduction to a $3500 deduction, that really doesn't make any sense and should be impossible. Whose name and SSN are on the top of the form 8889, you or your spouse? If this is your form 8889 and you reported contributions of $8000, but your limit was changed to $3500, you would also have a form 5329 assessing a penalty for excess contributions.
It is possible you logged into a different online account that has an earlier version of your information? Or if you are using Turbotax installed on your own computer, is it possible you opened an earlier version of the file, not the one you actually filed?
On the other hand, it would be perfectly OK if you contributed $3500 into an HSA in your spouse's name and $4500 into your own. Are there two form 8889s?
I'm sorry to doubt you but there are so many changes that would have to occur if your HDHP limit was changed that it's not really possible that the program had a glitch.
Here are some things to look for:
1. Whose name and SSN are on the HSA account and how much did you contribute?
2. Whose name is on form 8889?
3. Is the contribution correct on line 2? What is the contribution limit on line 3?
4. What is the deduction on line 13?
5. What is shown on schedule 1, line 12?
6. Do you have a form 5329 assessing extra tax?
