It sounds like somehow the answer changed as to who was covered by an HDHP. Go back to that section and run the interview again. If you are covered by a family HDHP, then your spouse is considered to also be covered by a family HDHP even if the insurance policy is not in her name. Your combined family contribution limit is $7000, which may be split between an account in your name and an account in your spouses name in any way that you choose to split it. The $1000 catch-up contribution is specific to the person who is over age 55 and can only be contributed to an account in that person’s name. If you are over age 55 and the HSA is in your name, and you don’t make any contributions to an account in your spouse‘s name, then your limit would be $8000.
it sounds like the answer as to who owned the HSA changed, and maybe the answer about family or individual coverage changed. TurboTax is not supposed to change your answers, so I can’t tell if this is a program bug or a mistake that you somehow made. But you should be able to change it back. Make sure that the name and Social Security number at the top of form 8889 is yours and not your spouse’s, if the contributions were made to your account.
