@dmertz, @Anonymous, @Critter Our 2019 1099 has been prepared and filed using TurboTax. When I filed, the Form 8889 (HSAs) generated by TurboTax showed $8000 for HSA contributions made for 2019 in line 2, line 8, and line 12 (reflecting married status and over age 55 and having a family HDPH). Line 13 thus showed $8000 for the HSA deduction. This is how the return was filed (after running the final review).
I closed TurboTax and reopened the return, and the HSA deduction was suddenly reduced to only $3500. That change, of course, increased taxes owed.
Why did TurboTax revise the HSA contribution to that of an individual instead of for a couple?
The health insurance company for the HSA did not prompt us to set up two HSAs and it allowed a total contribution of $8000 into our sole HSA.
According to IRS publication 969, we should have been able to contribute a total of $8000 for 2019.
https://www.irs.gov/publications/p969#en_US_2019_publink[phone number removed]
Which calculation is correct and why: an HSA deduction of $8000 or $3500?
Thank you
