Thank you for helping me.
Form 8962 -- If 2a is a large negative number, Line 3 becomes zero since it says no negative numbers. That makes Line 5 zero. Curiously, that does not "wreck" the rest of the form, because the "Applicable Figure" in Line 7, taken from the table on page 9, has a floor of 0.0208. Even with Lines 8a and 8b at zero, no bizarre things happen in the rest of the form.
I'll dive deeper in to the ACA site and try to learn more about what they are requesting at the time of enrollment and APTC estimation regarding income.
It just strikes me as very odd that the spirit of these laws is to deny our APTC eligibility. That doesn't make any sense. The ACA is for low income people. We are low income. The NOL CF is an artifact from an event that was years earlier. It's not a cash flow or cash use event.
Do you have reason to believe that the spirit of the NOL rules is to disqualify low income people from APTC eligibility for up to 20 years?
Do you have reason to believe that the spirit of the ACA law is to deny APTC eligibility for people with NOL CFs?
