We file Married joint return. Both are over 55. I contribute to HSA Plan. Employer contributes $100 monthly. My contribution is set to make up difference to maximum contribution. In our case $3,500 each and $1,000 for being over 55 for a total of $8,000. W-2 Box 12 code W= $8,000.12. My return is calculating excess contributions. It doesn't make sense to me. Do i need to re-characterize some of that contribution of 6,800 i made (contributions personally made not through your employer)?
