Technically, your spouse has Family coverage, however, the way the dialogue is done leads you to enter the wrong answer.
Your spouse did not have an HSA. Therefore, your spouse never went through her part of the HSA interview. Therefore, your spouse never indicated that she had HDHP coverage in 2019 (you did when you did your part of the HSA interview).
So as far as TurboTax knows, your spouse had no coverage for 2019.
However, when you answer "Family" or "Self" for 2018, then TurboTax incorrectly thinks that your spouse had coverage for 2018 but no coverage for 2019 (because it never asked her about 2019).
This confusion leads TurboTax to present a "lapse in coverage" message, even though you entered the right data.
So do what Critter-3 said and enter None, because this question actually only applies to taxpayers who (1) had an HSA in 2018, and (2) made contributions to it in 2018.
Every other taxpayer - no matter what coverage they had - should answer None.
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