dmertz
Level 15

Deductions & credits

For each year, if all income other than the $15k of Social Security income totals less than the standard deduction amount for that year and there were no capital gains in those years to which the carryover would have to be applied, it appears that the entire LT capital loss will have carried forward.  The way to know for sure is to create a pro forma tax return for each of those years, as rjs suggests.