you could ask the financial institution for a report on your escrow a/c. withdrawals are the tax payments. and the FI is supposed to report them on the date they're withdrawn. there are several possibilities. did you refi or was our mortgage bought by another FI. in that case you should have gotten 2 -1098's. did you buy the house in 2019? in that case it's possible the first part of the taxes was paid by the former owner - you get no deduction for that. it may be that the second half of the taxes aren't due until 2020 when they will be taken out of your escrow a/c. again since they won't be paid until 2020 no 2019 deduction. there are other possibilities so you really need to find out what happened.
