Related question:
Excess $950 in my wife's HSA in 2018 because eligibility ended mid-year.
I contributed $1000 less than my limit in 2019 to my family HSA, thinking to attribute that $1k to hers and clear the excess, but since she no longer is HSA eligible, I can't see how to do that. She has less than $950 in the account...if she withdraws that the remainder will stay on the books forever.
Do I need to file an amended 2018 return allocating more of the $8000 we were allowed as a single+family so there is no excess in her account, only in mine (then compensated for by my under-contribution in 2019 as intended)? If so, do I file everything again or just f8889? Or is there a simpler way?
