Understood - my point was I consider myself reasonably competent in understanding rules and using tools to file taxes but I work off of documentation that was supplied to me and I think most of the non-tax law inclined as well do the same. In this case, the 8606 popped up because I was issued a 1099-R. I was issued no such document for my 2018 contribution made in April of 2019 because the conversion occurred in May 2019. So, I am supposed to know that I need to file an 8606 so that I can use that for my 2019 returns? That's where I struggle in reconciling how useful the tool is.
In any case, your point is not lost on me. When I said "good faith" entries - my point was the IRS knows that I made a traditional IRA contribution in 2018. I am now telling them that it was non-deductible when I dont have a valid 8606 for that. If it costs be $50 so be it but it would be great if TT could have a custom section for BackDoor IRA's and tailor the questions so that such situations are accounted for. Considering I have imported my prior years returns, it should be able to create an additional 8606 for me as needed. The whole point of this tool is to sell it to consumers, not accountants and to do everything to facilitate that. I dont mean to bash the product - it does a number of things extremely well but most tend to use the tool to simplify the complex stuff and I still find may areas that have not changed in 10 years or so and the complex stuff remains.
Thank you for you help and comments.
