Using Turbotax Premier since NY Times said best. Unfortunately due to TT2 not knowing how Qualified Charitable Distributions work every time I use TT2 I receive a bill the next year around 4/15 saying I owe $15000 with penalties due to Turbotax not providing any location where I can put down the QCD's.
Here is how it works with Vanguard. I ask a check be written out to the charity, they mail it to me, and I mail it to the charity. Aside from the fact I wish to give anonymously it has c/o my name, VANGUARD DOES NOT SEND A CHECK DIRECTLY TO THE CHARITY SINCE ITS LAWYERS SAY THEY ARE NOT IN THE BUSINESS OF VALIDATING CHARITIES. No interview ? has asked me about my RMD's, in fact on the big one I cannot even enter it is an RMD since it was imported. When I put down taxable amount 00, I get this nonsense about prior year excess contributions--I stopped working in 2000. How can it I put in the 7 charitable organizations, all 501(c)(3) s except the 2 churches, which automatically are charities and show that all of the $23M RMD was disbursed to charitable organizations.?
