Well, I can tell you it is way more complicated than it needs to be. Little nuances like this that carry big consequences are all over the place. My approval only took one week, but my Verification letter is where they would probably get me. It states that my Part A coverage started April 2020. Who knew? Even though I had HDHP coverage from Jan-July, they backdate it in order to stiff you some other way. The only reason I did the HSA was I planned to work until July 2021. But then the Covid 19 pandemic changed everything. Anyway, thank you so much for responding!!!
