@hosrus
What has happened is that you saw the question, "What type of High Deductible Health Plan (HDHP) did [name] have on December 1, 2018?", and you answered it with Family or Self by mistake.
An HDHP policy is regular health insurance but with higher deductibles, and the policy is labeled this way by the carrier. Ask your HR department or the insurance company itself.
This question applies only to taxpayers with HDHP health insurance coverage. If you did not have such coverage, then you should answer "None".
Please go back through the interview and answer "None" this time, and see if this clears the error message about the lapse.
P.S. If in fact you did have HDHP coverage in 2018 but also had an HRA (they are not intrinsically mutually exclusive), then please come back and tell us, and we'll tell you what to do.
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