Thanks @naprob for bringing this to our attention and to @BillM223 for further clarification....
1. So if i'm contributing 5K for 2020 plan year and I have the 5K from 2019 plan year that kind of went unused, can we pay a total of 10K in dependent care expenses incurred in 2020 with this option...?
2. Also, I am not sure what incentive an employer has to "amend" terms of grace period to extend grace period deadline... Looks like this is wholly at the discretion of employer and as far as I understand IRS is saying "we donot have a problem if an employer extends the deadline this one time".... right?
