It depends.
The IRS operations are limited during the Covid-19 pandemic and phone agents are not available at the moment to change your refund method. Attached is a link with more information as to what departments are available to contact at the moment.
IRS operations
The IRS is planning to issue stimulus payments throughout 2020. Once they are able to resume operations, you may be able to contact them at that time.
In the meantime, if you end up not getting your stimulus payment, you will be able to claim a credit on your 2020 return for the amount you should have received.
Please see the following for facts related to the payments as processed by the IRS.
FAQ for Economic payments
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