Annette,
Thanks for the response and the list of things to check. I do have the child care costs split among the 3 children, we have a flex spending account for dependent care, and all are under the age of 13.
The FSA does appear to have some effect here. For 2019, I think it's handling it correctly. Max $6000 for childcare, -$5000 in FSA, so credit only available for $1000 left. 20% x $1000 = $200.
After doing some more research, it appears my 2018 taxes may have been incorrect. Last year we had the same $5000 in FSA but TurboTax allowed 20% x $6000 for another $1200 credit on top of the FSA. It is unclear why it was handled that way last year and I don't know if that should have been allowed.
