If you are referring to the button "Calculate Max Contribution limit", this calculation doesn't handle Family coverage well in the sense that when you calculate the maximum for one spouse, it doesn't factor in the other spouse.
Thus, for you it calculates as if your spouse didn't matter and ditto for your spouse.
This results in claiming that you have a $5,333 limit and your spouse having a $6,833 limit. The $6,888 would be correct for your spouse - if you didn't exist and took none of the Family coverage limit.
But the way it really works is that the two of you split the $7,000 a month for 8 months. You get 8/12ths of your $1,000 "bump". Your spouse gets 100% of his/her $1,000 IF you spouse has his/her own HSA (since he/she was covered for every month, even if under different coverage), and your spouse gets 4/12ths times $3,500 for September through December.
So $2,167 is correct for your spouses coverage IF you took all the Family coverage from January through August AND if your spouse has his/her HSA.
Make sense?
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